The FGN Conditional Cash Transfer: Check to See if You are Eligible

In this blog post, we will discuss on the specifics of how the Nigerian government plans to alleviate poverty through these conditional cash transfers.


The National Social Investment Programmes Agency (NSIPA) has embarked on a mission to disburse Conditional Cash Transfers (CCT) to poor and vulnerable households across Nigeria. Halima Shehu, the national coordinator and chief executive officer of NSIPA, recently revealed the details of this initiative before the Senate, shedding light on the categories of recipients and the disbursement process.

Category 1: A Helping Hand of ₦5,000

The first category of the conditional cash transfer program is designed to provide immediate relief to impoverished households. Enrollees in this category will each receive ₦5,000. This financial assistance is part of the federal government’s efforts to address poverty at its most fundamental level. This component aims to provide a safety net for those who need it most.

Category 2: The Path to Livelihood with ₦150,000

The second category, referred to as ‘livelihood,’ has a more long-term perspective. Beneficiaries in this category will receive ₦150,000 each to kickstart small or medium-scale businesses after undergoing vocational training. This component aims to empower recipients with the means to improve their economic prospects and escape the cycle of poverty.

Mrs. Shehu’s Insight

Halima Shehu, the coordinator of NSIPA, emphasized that not every household is eligible for the livelihood component. To qualify for this program, households must demonstrate a commitment to a core responsibility, indicating their readiness to take ownership of their economic future.

The livelihood component is a one-off grant that, when used effectively, can transform lives. Households participating in the skill acquisition program will be regularly monitored to ensure their businesses thrive. The goal is for every household to spend three years in the program and eventually exit with the one-off livelihood grant, effectively breaking the cycle of poverty.

Halima Shehu, the coordinator of NSIPA. Photo credit:

The Role of the World Bank

The National Assembly approved an $800 million loan from the World Bank to finance this ambitious project. President Bola Tinubu’s commitment to continuing the conditional cash transfer scheme initiated by his predecessor, Muhammadu Buhari, underscores the government’s dedication to uplifting its most vulnerable citizens.

With this loan, the new administration aims to provide ₦8,000 per month to 12 million poor and low-income households across the country for six months. This substantial financial assistance is expected to provide relief to those affected by the removal of the petroleum subsidy.

Biometric Validation for Precise Disbursement

The Minister of Finance and Coordinating Minister of the Economy, Wale Edun, has promised that the federal government will utilize biometric validation to ensure that the ₦8,000 palliative reaches identified vulnerable and low-income households accurately. This approach enhances transparency and prevents fraud, ensuring that the funds are directed to those who truly need them.

Central Bank of Nigeria: The Hub for Disbursement

All payments under the CCT initiative will be made directly from the Central Bank of Nigeria (CBN) to the beneficiaries’ bank accounts. Mrs. Shehu assured that no officials from NSIPA will handle the funds meant for beneficiaries. This approach not only prevents potential corruption but also streamlines the disbursement process.

Transparency and Accountability

To ensure transparency and accountability in the disbursement of conditional cash transfers, Mrs. Shehu emphasized the role of development partners and the World Bank in supervising the process. While the program may face criticisms and challenges, the involvement of reputable institutions in oversight guarantees a high level of accountability.

The entire disbursement process is designed to be transparent, with minimal human intervention. Payment service providers handle the actual disbursement, and all transactions are digitally recorded.


The Nigerian government’s Conditional Cash Transfer program represents a significant step toward reducing poverty and empowering vulnerable households. By categorizing recipients, utilizing biometric validation, and involving reputable institutions for oversight, the program aims to ensure that the funds reach the intended beneficiaries and foster economic growth in the long term.

As the government strives to move millions out of poverty, the conditional cash transfer initiative serves as a beacon of hope for those in need.

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